Avant Money has shaken up the Irish mortgage market since entering in 2021 — and for good reason. They consistently offer the lowest fixed rates available in Ireland, often beating the established banks by a significant margin. If you are…
Saving a mortgage deposit is tough — especially when property prices in Ireland remain stubbornly high. If a family member is helping you get on the ladder with a cash gift, Bank of Ireland will need to see a gift…
Before you start viewing properties, before you make an offer, before any of the exciting parts begin — you need an Approval in Principle. It’s the first formal step in the Irish mortgage process, and estate agents will expect to…
If you’re a first-time buyer in Ireland looking at new-build homes, the Help to Buy scheme (HTB) is one of the most valuable bits of Government support available to you. In simple terms, it’s a tax refund — money you’ve…
“Should I fix my rate?” is one of the most common questions Irish mortgage applicants ask — and it’s a fair one. Get it right and you could save thousands. Get it wrong and you might feel locked in while…
For most people buying in Ireland, saving the deposit is the hardest part of the whole process. You need to hit a specific target before any lender will take you seriously — and with property prices where they are, that…
If you are thinking about buying a home in Ireland, there are two numbers you need to understand before anything else: how much you can borrow, and how big a deposit you need. Both are governed by the Central Bank…
Permanent TSB (PTSB) is one of Ireland’s main high street banks and a popular choice for first-time buyers. If you’re applying for a PTSB mortgage and part of your deposit is coming from a family member as a gift, you’ll…
If a family member is helping you with your house deposit and you’re applying for a mortgage with EBS, you’ll need a gift letter as part of your application. EBS is one of Ireland’s most popular mortgage lenders — particularly…
Transforming Home Financing: The Rise of ICS Mortgages The mortgage landscape is undergoing a significant transformation in 2025, and at the forefront of this change is ICS Mortgages. This innovative approach is reshaping how borrowers secure home financing, making the…
