Bank of Ireland Gift Letter for Mortgage: Free Template (2026)
Saving a mortgage deposit is tough — especially when property prices in Ireland remain stubbornly high. If a family member is helping you get on the ladder with a cash gift, Bank of Ireland will need to see a gift letter before they approve your mortgage. This guide walks you through exactly what BOI requires, […]
EBS Gift Letter for Mortgage: Free Template (2026)
If a family member is helping you with your house deposit and you’re applying for a mortgage with EBS, you’ll need a gift letter as part of your application. EBS is one of Ireland’s most popular mortgage lenders — particularly for first-time buyers — and they have clear, straightforward requirements for documenting a gifted deposit. […]
PTSB Gift Letter for Mortgage: Free Template (2026)
Permanent TSB (PTSB) is one of Ireland’s main high street banks and a popular choice for first-time buyers. If you’re applying for a PTSB mortgage and part of your deposit is coming from a family member as a gift, you’ll need to provide a gift letter as part of your application. This guide covers PTSB’s […]
AIB Gift Letter for Mortgage in Ireland – Essential Guide + 15 Key Insights
What is a Gift Letter and Why Do You Need One? A gift letter is a formal document stating that money given to a homebuyer is a non-repayable gift and not a loan. When you’re applying for a mortgage in Ireland—especially with a bank like AIB (Allied Irish Banks)—this document helps clarify the source of […]