Irish Mortgage Guides
Plain. Accurate. Independent.
Everything you need to know about getting a mortgage in Ireland — from Central Bank rules and deposit requirements to lender rates and government schemes. No jargon. No affiliate links.
- ✓Specific to Ireland — Central Bank rules, Irish lenders, euros
- ✓Independent — no affiliate links, no lender payments
- ✓Plain English — no jargon, just clear answers
- ✓Updated regularly — rates and rules change fast
Browse by Topic
Pick the guide that matches where you are in your mortgage journey.
First-Time Buyers
Central Bank rules, deposit requirements, Help to Buy, step-by-step guides.
9 guides
Lender Guides
AIB, BOI, EBS, Avant Money, Haven, ICS, PTSB — compared and explained.
17 guides
Schemes & Grants
Help to Buy, First Home Scheme, Local Authority Home Loan, SEAI grants.
9 guides
Mortgage Process
From AIP to drawdown — every step of getting your mortgage explained.
62 guides
Mortgage Rates
Fixed, variable, tracker — current rates compared across all lenders.
7 guides
Mortgage Basics
Protection, overpayments, stress tests — the fundamentals explained clearly.
13 guides
Latest Guides
Updated regularly as rates and rules change.
ICS Mortgages Ireland 2026: Dilosk DAC Guide
ICS Mortgages Ireland 2026: Complete guide to Dilosk DAC servicing, rates, switching options, and what legacy ICS borrowers need to know about their mortgage.
Mortgage Redemption Statement Ireland 2026
Everything you need to know about mortgage redemption statements in Ireland — what they contain, how to request one, costs, and timelines for switching or selling.
Mortgage Affordability Calculator Ireland 2026
Mortgage affordability calculator Ireland: Calculate realistic borrowing using Central Bank 3.5x income rule, stress testing, and Irish living costs in 2026.
Green Mortgage Rates Ireland 2026: Complete Guide
Green mortgage rates Ireland 2026: compare BER-rated property discounts across Irish lenders. See how much you can save on energy-efficient homes.
Getting a Mortgage on Inherited Property Ireland 2026
Mortgage on inherited property Ireland 2026: probate requirements, valuations, lender criteria, CAT liability, and refinancing options explained clearly.
Split Mortgage Ireland 2026: Restructuring Explained
Split mortgage Ireland explained: how the arrears solution divides your loan into active and warehoused portions, eligibility rules, and long-term implications.
Mortgage Declined by One Lender Ireland: What Next?
Mortgage declined by one lender in Ireland? Learn why it happens, what alternative lenders accept, and how to improve your next application successfully.
Equity Release Ireland 2026: Lifetime Loans Explained
Equity release Ireland 2026: How lifetime loans work, costs, providers, and alternatives for Irish homeowners. Complete guide to unlocking property wealth.
Mortgage for Gardaí and Teachers Ireland 2026
Mortgage for gardaí teachers Ireland: preferential rates, special schemes, and how public sector employment strengthens your mortgage application in 2026.
Not sure where to start?
Our first-time buyer guide covers everything from deposits to drawdown in plain English.
Read the FTB GuideMortgage Bible is an independent information resource. All content is for informational purposes only and does not constitute financial advice. Always verify current rates, rules and eligibility directly with lenders or the relevant government body (Revenue.ie, centralbank.ie, gov.ie).