First-Time Buyers
7 guides
Central Bank borrowing rules, deposit requirements, Help to Buy, First Home Scheme — everything an Irish first-time buyer needs to know.
Mortgage Deposit Ireland 2026: How Much Do You Need?
Mortgage deposit Ireland 2026: Central Bank rules require 10% for first-time buyers, 20% for others. Learn acceptable sources, gift letters, and Help to Buy interaction.
Mortgage Lender Exceptions Ireland 2026: How to Borrow Above the 4× Limit
Mortgage exception Ireland: How Central Bank exceptions work, which lenders approve above 3.5× salary limits, and how to apply for higher borrowing in 2026.
Self-Employed Mortgage Ireland 2026: How to Qualify and What Lenders Look For
Self-employed mortgage Ireland 2026 — what documents you need, how lenders assess your income, which lenders are most flexible, and how contractors can borrow more.
Central Bank Mortgage Rules Ireland 2026: The Complete Guide
Ireland's Central Bank mortgage rules explained — the 4× income limit for first-time buyers, LTV deposit requirements, and how the rules changed in 2023.
How Much Deposit Do You Need for a Mortgage in Ireland? (2026)
How much deposit do you need for a mortgage in Ireland in 2026? First-time buyer 10% rule, second-time buyer 20%, LTV bands, and strategies to save faster.
Mortgage Hacks for First-Time Buyers 2025
First-time buyer mortgage tips Ireland — how to pass affordability checks, maximise your borrowing, use Help to Buy, and avoid the most common application mistakes.
Navigating First-Time Buyer Mortgages in Ireland
First-time buyer mortgages Ireland 2026 — 4× income limit, 10% deposit rules, AIP, Help to Buy, First Home Scheme, and choosing the right lender.